How Disaster Cleanup Teams Help With the Claims Process

1/22/2020 (Permalink)

If you have an emergency at work that causes significant damage, you have several important steps to follow. Your first priority is to make sure everyone is safe. You also need to stop the source of the problem and make sure you call the appropriate professionals for cleanup, repair, and restoration. Filing an insurance claim is also critical. Your plan should help cover the costs of getting your building back in shape. Professional disaster cleanup companies will not only help take care of the damage, but they'll also work closely with claim services.

What Your Plan Should Cover

When you purchase commercial property insurance, you protect yourself and your organization from heavy financial losses. You should be able to contact claim services and get effective coverage should in the following situations:

• Flooding due to a sudden, unexpected event such as a pipe burst or failed appliance
  
• Damage to your building from vandalism or other criminal activity
  
• Damage from some types of weather-related incidents
  
• Fires
  
  

Contacting Your Insurance Provider

An important component in the emergency response process is to inform your insurance company of the disaster right away. Your agent will want to know details of the situation, including what happened, how it occurred, what parts of your building it affected and the extent of the damage.

Help From the Cleanup Teams

Professional disaster recovery companies such as SERVPRO will communicate regularly with the insurance agency to help with the claims process. The restoration company can provide valuable information to the insurance representative. Technicians can take photos of the damage and give an assessment of the cleanup, repair and restoration needs in the building. Cleanup crew members can provide expert answers when the insurance company asks questions about the emergency incident.
By working with claim services, the disaster cleanup company will help the process go faster and more smoothly. It's comforting to know you have a partner during this process from start to finish.